Gauteng · Serving Clients Nationally

Your Fractional CFO &
Financial Advisory Partner

Helping South African SMEs make smarter financial decisions — without the cost of a full-time CFO.

Led by Lizwi Ncube, AGA(SA), GTP(SA) — Experienced in audit, financial reporting, taxation, and strategic finance advisory

AGA(SA) GTP(SA) Tax Practitioner JSE Group Experience
Start a Conversation View Packages
At a Glance
Cost vs Full-Time CFO
Fraction of the annual salary
↓80%
Years of Experience
Finance · Audit · Tax
10+
Sectors Served
Corporate · SME · Owner-Managed
Multi
Regulatory Mastery
IFRS · VAT Act · Income Tax Act
Full
Registered with SAICA as AGA(SA) SAIT Tax Practitioner — GTP(SA) IFRS Financial Reporting JSE-Listed Group Experience SARS VAT Audit Representation Forensic Financial Investigation Gauteng · Serving SA Nationally Registered with SAICA as AGA(SA) SAIT Tax Practitioner — GTP(SA) IFRS Financial Reporting JSE-Listed Group Experience SARS VAT Audit Representation Forensic Financial Investigation Gauteng · Serving SA Nationally
CFO & Advisory Services

Financial Reporting, Governance
& Strategic Decision Support

Most growing businesses carry serious financial risk without realising it. A Fractional CFO gives you the foresight, systems, and governance that transform your finance function from a compliance obligation into a competitive advantage.

01

Financial Strategy & Planning

Budgeting, forecasting, cash flow modelling, and scenario analysis aligned to your objectives. Your numbers become a strategic roadmap.

Strategic Advisory
02

IFRS Financial Reporting

Full IFRS and IFRS for SMEs compliant reporting — group consolidations, AFS preparation, and technical accounting memos.

Reporting & Compliance
03

Audit Readiness & Support

Pre-audit preparation, query resolution, workpaper management, and direct liaison with external auditors to reduce cost and findings.

Audit Management
04

Tax & SARS Compliance

Corporate tax computations, VAT management, PAYE compliance, SARS audit representation, and proactive tax risk management.

Tax Advisory
05

Finance Systems & Controls

Internal control frameworks, financial process SOPs, chart of accounts design, and finance team capacity building.

Systems & Governance
06

Corporate Finance Support

Financial modelling, business valuations, due diligence support, and investment readiness — helping you make informed decisions on growth, transactions, and capital.

Corporate Finance
Lizwi Ncube — Fractional CFO
Lizwi Ncube
Fractional CFO · Managing Director
AGA(SA) GTP(SA)
About

Senior Finance
Leadership
That Delivers

I am a senior finance professional specialising in financial strategy, reporting, governance, and business performance improvement. My experience spans audit, JSE-listed group finance environments, forensic assignments, and executive-level financial analysis. I help business owners, executives, and boards translate complex financial information into clear strategic decisions, combining technical excellence with a practical understanding of how businesses create and preserve value.

🏅
Professional Designations
Registered with SAICA as AGA(SA) · Registered with SAIT as GTP(SA)
🏢
Industry Experience
Finance and business advisory professional with experience spanning financial reporting, corporate finance, governance, and strategic decision support · Articles completed at Moore Durban · International secondment experience with a USA-based accounting and advisory firm
⚖️
Areas of Focus
Financial strategy & reporting · Group consolidations · Tax compliance & SARS representation · Forensic financial investigation · Business performance improvement
Why Bayside

Why Choose
Bayside Business Solutions?

There are many accountants. There are few advisors who combine the technical depth of audit training, JSE-listed group experience, and the practical focus of running a business themselves.

Strategic finance expertise — beyond compliance, focused on decisions and outcomes
Audit-trained discipline — rigorous, accurate, and built on professional standards
Tax and compliance capability — registered GTP(SA), SARS audit experience
Corporate and SME experience — from JSE-listed groups to owner-managed businesses
Direct access to senior expertise — you deal with the principal, not a junior
No account managers or junior staff — your engagement is always senior-led
Engagement Packages

Flexible Retainers.
Senior Expertise.

All packages provide direct access to a qualified professional. Priced for businesses serious about their finances.

Tier 01
Foundations
From R4 500
per month · retainer basis
  • Monthly bookkeeping & bank reconciliation
  • Monthly management accounts
  • VAT201 preparation & submission
  • EMP201 payroll reconciliation
  • Quarterly financial review call
  • SARS correspondence support
Get Started
Most Popular
Tier 02
Growth CFO
Custom
tailored to your business
  • Everything in Foundations
  • Monthly CFO strategy session (2 hrs)
  • Annual budget & 12-month cash flow forecast
  • IFRS-compliant AFS preparation
  • Audit readiness & liaison
  • Tax provision & corporate tax computation
  • Finance team coaching & SOPs
  • Priority SARS audit representation
Get Started
Tier 03
Executive
Custom
bespoke engagement
  • Everything in Growth CFO
  • Group consolidation & intercompany
  • Capital raising & financial modelling
  • M&A due diligence & integration
  • Board-level financial reporting
  • Forensic financial investigation
  • Dedicated monthly retainer hours
  • Regulatory compliance advisory
Let's Talk
Supporting Services

Complete Accounting
& Bookkeeping Services

Beyond strategic CFO work, we provide reliable, accurate bookkeeping and compliance services for businesses at every stage. All work is performed in-house by qualified professionals.

Monthly Bookkeeping
Full transaction processing, bank reconciliations, creditors & debtors management, and month-end close.
VAT Compliance
VAT201 preparation & submission, reconciliations, SARS VAT audit support, and input/output tax review.
Payroll & PAYE
Monthly payroll, payslips, EMP201 submissions, IRP5 reconciliations, and COIDA compliance.
Management Accounts
Monthly income statements, balance sheets, and cash flow statements for owner-managers and lenders.
Annual Financial Statements
IFRS or IFRS for SMEs compliant AFS ready for audit, independent review, or bank submission.
Tax Returns (ITR14/ITR12)
Company and individual income tax returns, provisional tax computations, and SARS schedules.
Accounting System Setup
Chart of accounts design, Sage/Pastel/cloud configuration, and finance team training.
IFRS & Tax Training
In-house workshops covering IFRS standards, VAT Act application, and tax computation for finance teams.
Client Testimonials

What Clients
Say About Us

Real results for real businesses — from compliance confidence to strategic financial clarity.

“

Lizwi helped us establish proper reporting and cash flow forecasting, giving us visibility we never had before. We now make decisions based on facts, not gut feel.

Managing Director
Manufacturing Business · Gauteng
“

The level of detail and professionalism in our monthly management accounts has been exceptional. Our bank and investors now take our financials seriously.

Business Owner
Construction & Projects · KwaZulu-Natal
“

Having a qualified CFO-level advisor without the full-time salary has been a game-changer. Our audit was seamless and SARS queries are handled confidently.

Director
Services Group · South Africa
Ideal Clients

Who We
Work With

If you're running a growing business and financial decisions are getting more complex, you're in the right place. We work best with businesses that are serious about financial governance, growth, and long-term value creation.

SMEs with revenue between R5m and R500m looking for CFO-level oversight without the full-time cost
Owner-managed businesses making growth decisions that require reliable financial insight
Companies preparing for an audit or annual financial statement compilation
Businesses without a full-time CFO that need board-level financial reporting and governance
Growing businesses that have outgrown basic bookkeeping and need strategic financial leadership
Executives and boards who need clear financial analysis to support strategic decisions
How It Works

Four Steps to
Financial Clarity

1
Discovery Call
We discuss your business, financial pain points, and goals in a free 30-minute consultation.
2
Scope & Proposal
We define the engagement scope, deliverables, and a fixed monthly fee tailored to your needs.
3
Onboarding
We review your records and systems and establish reporting cadences and communication workflows.
4
Ongoing Delivery
Consistent monthly deliverables, strategic insights, and direct access when decisions need financial input.

Every growing business reaches a point where bookkeeping is no longer enough. If you’re making decisions without reliable financial insight, let’s discuss how strategic finance support can help you grow with confidence.

Bayside Business Solutions · Gauteng
Book a Discovery Call
Contact

Let's Talk
Finance

Whether you need strategic financial leadership, governance support, or reliable compliance services — reach out. The first conversation is always free and there's no obligation.

✉
Email
Lizwi@baysidebiz.co.za
◎
Phone · WhatsApp
068 126 9739
◇
Website
baysidebiz.co.za
◉
Location
Gauteng
Serving businesses across Gauteng and nationally online
Send a Message
Chat on WhatsApp